Mosaic

Welcome Call Phone Number: 855-587-2499

Qualifications:

• Homeowner must be on title

• If a co-signer is needed, co-signer does not need to be on title, but co-signers can ONLY be spouse/domestic partner. Do not submit anyone else as a co applicant. 

• 640 FICO Credit Requirement

• Home MUST be an approved type

• In general, this means single family, fully owned home.

  • Multi Family up to 4 units is allowed.

  • Mobile homes on a permanent foundation are allowed. Land must be owned.

  • 2nd and Vacation homes are allowed.

• Multi Meter

• Is allowed but owner of property must also be the owner of the roof.

• Ground Mounts

• Ground mounts are allowed. 

Deal Process for Customer

• Contracts

• In home you will be able to request and sign the HIC required by Mosaic.

• The loan contract will be sent by you through Aurora from Mosaic.

• Once all contracts are signed you must do a welcome call.

• Site Survey

• Please take site survey photos in the home. The deal submission form allows you to upload photos into their respective categories. When photos are taken in home, this helps us speed up the process tremendously. 

Terms

• From 5-25 year.